Conventional Fixed Rate Mortgage Products

LOAN PROGRAM
Term In Years
Points
INTEREST RATE
APR*
$ PER $1,000
TYPE
Fixed Rate 30**
30
0
6.000%
6.028%
$6.00
Conventional
Fixed Rate 20***
20
0
5.850%
5.887%
$7.08
Conventional
Fixed Rate 15****
15
0
5.625%
5.672%
$8.24
Conventional

*APR = Annual Percentage Rate.

Payments do not include taxes and insurance. Actual payment obligations may be greater.

Home Equity Loans

LOAN PROGRAM
Term In Years
Points
INTEREST RATE
APR*
$ PER $1,000
TYPE
Home Equity Installment
5
0
5.500%
5.500%
$19.10
Equity Loan
Home Equity Installment
10
0
5.750%
5.750%
$10.98
Equity Loan
Home Equity Installment
15
0
5.850%
5.850%
$8.36
Equity Loan
Home Equity Installment
20
0
6.000%
6.000%
$7.16
Equity Loan

*APR = Annual Percentage Rate.

Payments do not include taxes and insurance. Actual payment obligations may be greater.

Home Equity Lines of Credit

LOAN PROGRAM
Term In Years
Points
INTEREST RATE
APR*
TYPE
HELOC 30 Year Draw
30
0
6.750%
6.750%
Equity Line

*APR = Annual Percentage Rate.

Annual Percentage Rate is variable and may change at any time.

Introductory Rate of 4.99% APR for first 3 months. Fully indexed rate is 6.75% APR.

Maximum Annual Percentage Rate that can apply during this plan is 15.00%