Conventional Fixed Rate Mortgage Products

LOAN PROGRAM
Term In Years
Points
INTEREST RATE
APR*
$ PER $1,000
TYPE
Fixed Rate 30
30
0
6.500%
6.529%
$6.32
Conventional
Fixed Rate 20
20
0
6.250%
6.288%
$7.31
Conventional
Fixed Rate 15
15
0
6.000%
6.047%
$8.44
Conventional

*APR = Annual Percentage Rate.

Payments do not include taxes and insurance. Actual payment obligations may be greater.

Home Equity Loans

LOAN PROGRAM
Term In Years
Points
INTEREST RATE
APR*
$ PER $1,000
TYPE
Home Equity Installment
5
0
5.750%
5.750%
$19.22
Equity Loan
Home Equity Installment
10
0
6.000%
6.000%
$11.10
Equity Loan
Home Equity Installment
15
0
6.250%
6.250%
$8.57
Equity Loan
Home Equity Installment
20
0
6.500%
6.500%
$7.46
Equity Loan

*APR = Annual Percentage Rate.

Payments do not include taxes and insurance. Actual payment obligations may be greater.

Home Equity Lines of Credit

LOAN PROGRAM
Term In Years
Points
INTEREST RATE
APR*
TYPE
HELOC 30 Year Draw
30
0
7.000%
7.000%
Equity Line

*APR = Annual Percentage Rate.

Annual Percentage Rate is variable and may change at any time.

Introductory Rate of 4.99% APR for first 3 months. Fully indexed rate is 7.00% APR.

Maximum Annual Percentage Rate that can apply during this plan is 15.00%